If you or an authorized driver operated the rental car in violation of the Rental Agreement.If LIS is not accepted at commencement of the rental or if you fail to pay the charges for LIS.Under Liability Protection, in the event of an accident, you will not be protected for third party liability: There are some exclusions to this coverage which we feel you should know. What happens if I damage someone else's property with my rental car?Īs long as you weren't using the car in a prohibited manner, you’ll be covered for up to $1,000,000 of protection from any third-party claims.* Typically, they are not a primary form of insurance and only reimburse you for amounts not covered by any other insurance. With LIS, you don’t have to report incidents to your insurance company, so your premiums won’t increase following any third-party claims.Ĭredit card coverage may vary by each company and may not cover third-party liability claims. The answer depends on the state you live in and the type of policy you have. Plus, Liability Protection covers any authorized drivers on your rental.ĭoes my own insurance have liability coverage? Liability Protection also includes uninsured and underinsured motorist coverage. Liability Insurance Supplement (LIS) or Liability Protection offers $1,000,000 of protection from any third-party claims.* This coverage includes bodily injury and property damage if you hit a vehicle, road sign or structure.
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